:root{--red: #d32735;--red-dark: #b81d2a;--navy: #002147;--navy-deep: #00152e;--navy-soft: #0a2f5c;--gold: #b8860b;--ink: #1e293b;--ink-light: #64748b;--grey: #f8f9fa;--line: #e2e8f0;--white: #fff;--serif: "Source Serif 4", "Iowan Old Style", Georgia, "Times New Roman", serif;--sans: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;--radius: 8px;--wrap: 1160px;--wrap-narrow: 780px;--shadow-sm: 0 1px 2px rgb(0 33 71 / 6%);--shadow: 0 4px 16px rgb(0 33 71 / 8%);--shadow-lg: 0 12px 32px -4px rgb(0 33 71 / 12%)}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important}}body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);line-height:1.2;font-weight:600;margin:0 0 .6em;letter-spacing:-.01em}h1{font-size:clamp(2rem,1.3rem + 2.6vw,3.1rem)}h2{font-size:clamp(1.55rem,1.2rem + 1.4vw,2.1rem)}h3{font-size:1.2rem}h4{font-size:1.05rem}p{margin:0 0 1.1em}a{color:var(--red);text-decoration-thickness:1px;text-underline-offset:2px}a:hover{color:var(--red-dark)}img{max-width:100%;height:auto;display:block}ul,ol{padding-left:1.3em}li{margin-bottom:.4em}hr{border:0;border-top:1px solid var(--line);margin:3rem 0}:focus-visible{outline:3px solid var(--red);outline-offset:2px;border-radius:2px}.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:20px}.wrap-narrow{max-width:var(--wrap-narrow)}.section{padding-block:clamp(3rem,6vw,5.5rem)}.section-tight{padding-block:clamp(2.2rem,4vw,3.5rem)}.section-grey{background:var(--grey)}.section-navy{background:var(--navy);color:#cbd5e1}.section-navy h1,.section-navy h2,.section-navy h3{color:var(--white)}.section-navy a:not(.btn){color:#fff}.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:.7rem 1.2rem;z-index:200;border-radius:0 0 var(--radius) 0}.skip-link:focus{left:0}.eyebrow{font-family:var(--sans);font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--red);margin:0 0 .8rem}.eyebrow:after{content:"";display:block;width:36px;border-top:2px solid var(--red);margin-top:.6rem}.lede{font-size:1.16rem;line-height:1.6;color:var(--ink)}.muted{color:var(--ink-light);font-size:.95rem}.center{text-align:center}.center .eyebrow:after{margin-inline:auto}.btn{display:inline-flex;align-items:center;gap:.45em;font-family:var(--sans);font-size:1rem;font-weight:600;line-height:1.2;padding:.82em 1.5em;border:1px solid transparent;border-radius:var(--radius);background:var(--red);color:#fff;text-decoration:none;cursor:pointer;transition:background .16s ease,color .16s ease,border-color .16s ease}.btn:hover{background:var(--red-dark);color:#fff}.btn-outline{background:transparent;color:var(--navy);border-color:var(--line)}.btn-outline:hover{background:var(--navy);border-color:var(--navy);color:#fff}.btn-light{background:#fff;color:var(--navy)}.btn-light:hover{background:var(--grey);color:var(--navy)}.btn-sm{font-size:.9rem;padding:.6em 1.1em}.btn-row{display:flex;flex-wrap:wrap;gap:.8rem;align-items:center}.arrow-link{font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:.35em}.arrow-link:hover{text-decoration:underline}.grid{display:grid;gap:1.4rem}.grid-2{grid-template-columns:repeat(auto-fit,minmax(290px,1fr))}.grid-3{grid-template-columns:repeat(auto-fit,minmax(265px,1fr))}.grid-4{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;display:flex;flex-direction:column}.card h3{margin-bottom:.5rem}.card p:last-child{margin-bottom:0}.card-link{text-decoration:none;color:inherit;transition:border-color .16s ease,box-shadow .16s ease,transform .16s ease}.card-link:hover{border-color:#cbd5e1;box-shadow:var(--shadow);color:inherit}.tag{display:inline-block;font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--red);background:#fdecee;border-radius:100px;padding:.3em .75em;margin-bottom:.9rem;align-self:flex-start}.meta-row{margin-top:auto;padding-top:1.1rem;border-top:1px solid var(--line);font-size:.9rem;color:var(--ink-light)}.meta-row strong{color:var(--navy);font-weight:600}.meta-row>div+div{margin-top:.4rem}.steps{counter-reset:step;list-style:none;padding:0;display:grid;gap:1.4rem;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.steps li{counter-increment:step;margin:0;padding-top:1rem;border-top:2px solid var(--red)}.steps li:before{content:"0" counter(step);display:block;font-family:var(--serif);font-size:1.5rem;font-weight:600;color:var(--red);line-height:1;margin-bottom:.5rem}.steps h3{font-size:1.05rem;margin-bottom:.35rem}.steps p{margin:0;font-size:.97rem}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1.5rem;list-style:none;padding:0;margin:0}.stats li{margin:0;text-align:center}.stat-num{display:block;font-family:var(--serif);font-size:clamp(2rem,1.4rem + 1.8vw,2.7rem);font-weight:600;color:var(--red);line-height:1.1}.stat-label{display:block;font-size:.86rem;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-light);margin-top:.35rem}.page-head{background:var(--grey);border-bottom:1px solid var(--line);padding-block:clamp(2.6rem,5vw,4.2rem)}.page-head h1{margin-bottom:.5rem}.page-head .lede{max-width:62ch;margin-bottom:0}.prose h2{margin-top:2.4rem}.prose h2:first-child{margin-top:0}.prose h3{margin-top:1.8rem}.prose>:last-child{margin-bottom:0}.callout{background:var(--grey);border-left:3px solid var(--red);border-radius:0 var(--radius) var(--radius) 0;padding:1.2rem 1.4rem}.callout>:last-child{margin-bottom:0}.split{display:grid;gap:clamp(1.8rem,4vw,3.2rem);align-items:center;grid-template-columns:1fr}@media(width>=820px){.split{grid-template-columns:1.05fr .95fr}.split-text-right>:first-child{order:2}}.framed{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}.form{display:grid;gap:1.5rem}.fieldset{border:0;padding:0;margin:0;display:grid;gap:1.3rem}.fieldset>legend{font-family:var(--sans);font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);padding:0;margin-bottom:.8rem;display:flex;align-items:center;gap:.65rem}.fieldset>legend:after{content:"";flex:1;height:1px;background:var(--line)}.field>label,.field>.field-label{display:block;font-weight:600;font-size:.94rem;color:var(--navy);margin-bottom:.35rem}.field .hint{display:block;font-size:.86rem;color:var(--ink-light);margin:-.1rem 0 .45rem}.req{color:var(--red);margin-left:.15em}.field input[type=text],.field input[type=email],.field input[type=url],.field input[type=date],.field input[type=file],.field select,.field textarea{width:100%;font:inherit;font-size:.96rem;color:var(--ink);background:#fff;border:1px solid #cbd5e1;border-radius:7px;padding:.7em .85em;transition:border-color .16s ease,box-shadow .16s ease,background-color .16s ease}.field input[type=file]{padding:.6em .8em;background:var(--grey);border:1px dashed #94a3b8;cursor:pointer}.field input[type=file]:hover{border-color:var(--navy);background:#f1f5f9}.field textarea{min-height:7.5em;resize:vertical;line-height:1.55}.field select{appearance:none;background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath fill='%2364748b' d='M1 1.5 6 6.5l5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .9em center;background-size:11px;padding-right:2.4em}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--red);outline:none;box-shadow:0 0 0 3px #e2374429}.field input[aria-invalid=true],.field select[aria-invalid=true],.field textarea[aria-invalid=true]{border-color:var(--red);background:snow}.field-error{display:block;font-size:.88rem;font-weight:500;color:var(--red-dark);margin-top:.35rem}.field-error:empty{display:none}.counter{font-variant-numeric:tabular-nums}.counter[data-over=true]{color:var(--red-dark);font-weight:600}.choices{display:grid;gap:.45rem;margin:0;padding:0;list-style:none}.choices-inline{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}.choice{display:flex;align-items:flex-start;gap:.65rem;font-size:.94rem;line-height:1.45;margin:0;cursor:pointer;padding:.45rem .6rem;border-radius:6px;border:1px solid transparent;transition:background-color .15s ease,border-color .15s ease}.choice:hover{background-color:#14213d09;border-color:#14213d14}.choice input{flex:none;width:1.1em;height:1.1em;margin-top:.22em;accent-color:var(--red)}.choice-field{color:var(--ink-light);font-size:.85rem;display:block}.consent{background:var(--grey);border:1px solid var(--line);border-radius:var(--radius);padding:1rem 1.1rem}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-actions{display:flex;flex-wrap:wrap;align-items:center;gap:1rem}.form-actions .btn[aria-disabled=true]{opacity:.6;pointer-events:none}.form-status{border-radius:var(--radius);padding:1rem 1.2rem;font-size:.97rem;border:1px solid}.form-status[data-tone=error]{background:#fff5f5;border-color:#f3b4ba;color:var(--red-dark)}.form-status[data-tone=success]{background:#f1f8f3;border-color:#bcd9c4;color:#1f5130}.form-status p:last-child{margin-bottom:0}.form-status h2{font-size:1.25rem;margin-bottom:.4rem}[hidden]{display:none!important}